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thedirtytemp
As cutthroat about πŸ’° as a South African taxi driver. The Diary of An Expat Temp contract worker. Brainstorming & learning to invest. Insta:
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thedirtytemp Nov 4
Some Of The Best Uses Of a Savings Account: ⏳Short term goals β€’ A holiday β€’ strategy β€’ Emergency fund πŸš‘ πŸ•¦Medium term goals β€’ A deposit β€’ Emergency Fund πŸ†˜ πŸ—“οΈLong term goals β€’ Emergency Fund πŸš‘πŸ†˜πŸš’ β˜• β˜•
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thedirtytemp Nov 4
4/ 4 Tips for choosing a savings acc. 1. Compare, compare & compare; bank charges, interest rates, penalties, etc. 2. Look for flexibility, don't get locked in.πŸ”’ 3. Check terms & conditions, my kryptonite😭 4. Take your time don't rush, also my kryptoniteπŸ€¦πŸΏβ€β™€οΈ β˜•
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thedirtytemp Nov 4
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thedirtytemp Nov 4
3/ Interest πŸ₯‹vs Inflation🀺 Example: Inflation is at 6%🀺 Savings acc A 4% Savings acc B 2% Savings acc C 7.5% Winner? πŸ† Savings account C πŸ₯³ 7.5% interest income beats 6% inflation. β˜•
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thedirtytemp Nov 4
2/Stuffing money in a mattress or in the 750g tin πŸ˜‰ is probably not the best way to go. I do genuinely believe in-you guessed it-a savings account (or 2). For a savings account to be worth it, it has to beat πŸ₯ŠπŸ₯ŠπŸ₯Šinflation. β˜• β˜•
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thedirtytemp Nov 4
1/Cash is King πŸ‘‘! What does that afford you & me? 1. Opportunity 2. Being debt free 3. Being able to pay off an item in an instant. πŸš—πŸ‘βœˆοΈ 4. It's comforting. πŸ›ŒπŸΏ β˜• β˜•
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thedirtytemp Nov 4
Taking a moment to recognise that I need to sort out my πŸ₯šnest eggπŸ₯š. has honestly made me think twice. Change brings new πŸ’‘πŸ’‘πŸ’‘πŸ’‘πŸ’‘ I want to work on setting up an πŸ₯šπŸ₯š. πŸ‹πŸΏβ€β™€οΈ Time to hit the internet. πŸ‘©πŸΏβ€πŸ’» β˜• β˜•
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thedirtytemp Nov 4
Do you invest and what do you invest in? πŸ“šπŸ¦πŸ’°πŸ’± β˜• β˜•
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thedirtytemp Oct 28
Replying to @WomanAndFinance
πŸ‘πŸΏπŸ‘πŸΏMy kind of joy! Will do, thanks for the heads up. 🎬
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thedirtytemp Oct 28
πŸ“šWhat is passive income? Money you earn while you sleep. Money where you don't necessarily have to 1. Work 9-5. πŸ’Ό 2. Deal with the day to day. πŸŒžπŸŒ• 3. Deal with office politics or a boss on your neck. πŸ˜₯ β˜• β˜•
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thedirtytemp Oct 28
Work has just been overwhelmingπŸ˜’ but hey, we keep pushingπŸ‹πŸΏβ€β™€οΈ. I have to admit I'm starting to feel a little πŸ”₯ creeping in. take the wheel! β˜• β˜•
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thedirtytemp Oct 26
Replying to @Lindo_Ndozo
This is great!
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thedirtytemp Oct 25
Replying to @Heda_ZA
How financially savvy are you?
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thedirtytemp Oct 24
Research (from 2017) showed that without looking at inflation or growth, the average cost of raising a child is R9️⃣0️⃣ 0️⃣0️⃣0️⃣ A YEAR, from 0 till the age of 23. It's probably a lot more at this point. Economically, we are having a very long moment. β˜• β˜•
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thedirtytemp Oct 23
4 things to budget and preplan before the birth of πŸ‘ΆπŸΏ 1. Private hospital/government? 2. Caesarean/natural? (both have different costs) 3. Baby supplies (prepacked bag with diapers, baby clothes, bottle, etc) 4. New born baby centre costs β˜•
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thedirtytemp Oct 22
Is it outdated to have your parents help you raise your kids? β˜•
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thedirtytemp Oct 22
I'm not at a point where I want to have kids but I do ❀️ researching the average costs πŸ’΅πŸ’΅ & elements to having one or 2 or 3. πŸ‘ΆπŸΏπŸ‘ΆπŸΏπŸ‘ΆπŸΏ It's never to early or too late to prepare. β˜• β˜•
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thedirtytemp Oct 22
The more you become conscious of how you use your πŸ’° and how you want your πŸ’° to work for you the more likely you are to strive for . πŸ‹πŸΏβ€β™€οΈ β˜• β˜•
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thedirtytemp Oct 21
Replying to @PeensCFP
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thedirtytemp Oct 21
What Time*⏳ Looks Like For Investors 1. Short term: 3-12 months 2. Medium term: 5-10 years 3. Long term: 10 years or more (can be as long as 30 years if you started really early) *no get rich quick scheme β˜• β˜•
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