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Otherlab
The car loan was invented in the 1920s. The home loan was invented in the 1940s. The invention we need for the 2020s is the climate loan. A mortgage, or credit, is like a time machine; it allows you to afford the future you want, today.
The future can’t be built on lay-away; we need a loan.
Otherlab Otherlab @otherlab
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Jim Smoot 16. sij
Odgovor korisniku/ci @otherlab @cityatlas
Great read! I had the following idea about a residential solar funding mechanism shortly after committing to my home’s PV project. It’s independent of homeowner credit & a revolving fund would open muni bond market to sub-utility scale solar. Thoughts?
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Dr Tardigrade ³³º¹ 16. sij
Odgovor korisniku/ci @otherlab @simonahac
Yes but only people who have been climate change deniers have to take one out
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Miro Jurcevic 16. sij
Odgovor korisniku/ci @otherlab
If the Australian government wanted to enable such plans they could aim for a flat 2% interest co-payment.
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Steps2KeepCool - Vote!|LowerGHGs📉| Clean⚡️🔋⏩ 16. sij
Odgovor korisniku/ci @otherlab
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Stephen Foxworthy 16. sij
Odgovor korisniku/ci @otherlab @simonahac
We are in a period of historic low inflation. bonds can be so close to 0%. In some countries negative interest is being provided for some asset classes. The current situation has nothing to do with availability of capital and everything to do with political will.
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Lloyd Wood 16. sij
Odgovor korisniku/ci @otherlab @simonahac
"The home loan was invented in the 1940s"? easily verifiable, clearly wrong.
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Lloyd Wood 16. sij
Odgovor korisniku/ci @otherlab @simonahac
...and the car loan can be tracked back to 1919.
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