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Martin Lewis
If gift vouchers not accepted from tomorrow and u paid on plastic, even if under £100, then try a 'Chargeback'..,
This Money Saving Expert guide tells you how to use chargeback to get your money back from your bank if goods are faulty or services aren't delivered.
Money Saving Expert Money Saving Expert @MoneySavingExp
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Sue 14 Jan 13
that's fine for the consumers, not so much the card issuers!!
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mouthykev 14 Jan 13
HMV go down whilst companies that pay little tax and make great profits from Britain don't
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Fearful Penguin 14 Jan 13
Could that still work if paid for a product on card, took it back and they would only give gift card in return?
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Mark Taylor 14 Jan 13
surely its time to ditch vouchers. Theres no saving AND they expire. Cash may be cras but dont just give it to big corps!
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Carl J 14 Jan 13
what about returning a faulty tablet too hmv?
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Martin Lewis 14 Jan 13
actually chargeback is fine, they just demand money off the retailers bank
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Fraser Cummins 14 Jan 13
Had a DVD for Xmas. Exchanged for £39 voucher. Could you still chargeback!?
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Ian Frampton 14 Jan 13
What would you recommend to those of us with credit on their rewards scheme?
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Clare Coleman 14 Jan 13
thank you for all this information, it helps, & its in basic understandable english not jargon! X
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Sue 14 Jan 13
If a company goes into administration the chargeback will generally fail. Meanwhile card company refund & pay chargeback fee
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Amanda Jayne 14 Jan 13
they won't be accepted according to a friend who works for them.
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Stephen Cannings 14 Jan 13
where do I stand having bought something online at 3pm today?
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Kate Sanwell 14 Jan 13
So will this help me reclaim the £50 I spent on vouchers? Got to be worth a try!
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SeleneSilva 14 Jan 13
how do we stand with waterstones one martin Thanks xx
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Tufail Ahmed 15 Jan 13
It is part of the service / benefits the card issuer provides. It is one of the reasons why I use the cards.
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